Explore how Mint Health Plans is bringing a fresh approach to healthcare.
Mint’s Complete Max product gives the employer the benefits of partial self-funding while also providing funding security. Maximum annual claims costs are predetermined, and the employer pays 1/12 of this cost each month for the 12 months of the plan year. Once all claims have been paid for the plan year, a share of the unused claim dollars remains in the employer’s claim funding account.
If at any time the money necessary to pay smaller claims is not in the claim fund (this is common during the early months of a plan year), the insurer will advance this money to the claim fund to pay these claims. Monthly aggregate accommodation is included in all Complete Max quotes, for no additional fee
No need to shop different stop loss. With this product, we shop many stop loss options to obtain the most competitive rates available for our clients.
With Mint’s Complete Max product, we have integrated PBM solutions that offer significant cost saving potential. Through our PBM partners, we focus on targeting high cost specialty medications and find creative ways to remove them off the health plan using the following strategies:
Under a fully insured plan, the monthly premium costs are locked in. Even if a group is healthy and has no claims, the savings are kept by the insurance company. With Mint’s Complete Max product, and use of Stop Loss insurance, the employer pays one monthly amount that is the maximum cost. After all claims for the policy year are paid, a share of the unused claim dollars remains in the employer’s claim funding account.
With this product, employers have the freedom to choose their plan benefit design and implement cost-saving features.
With this product, employers have the access to Intermountain Health Hospitals and Clinics throughout Utah, and a nationwide network through First Health. (other nationwide network options are available)
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